See where money goes
Track monthly spending by category, account, and tag so the month-end picture is clear before it becomes a surprise.
See where your money goes throughout the month
See spending, planned payments, and your portfolio clearly in your monthly financial picture
Wageso is a private-by-design personal finance app for iPhone and Android. Your data stays private, with no ads and no mandatory signup.
5.0•Loved across 41 reviews
- No bank connection
- No ads
- No signup required
Your monthly financial picture, clearer
Wageso brings spending, planned payments, and portfolio tracking into one calm personal finance app without signup pressure or ads.
Know what is coming
Plan rent, loan payments, credit card payments, installments, and other regular payments so they are visible before they hit your balance.
Track your portfolioPremium
Track your investments and changes in portfolio value. Keep profit/loss context close to your monthly financial tracking.
Set it up once, maintain it lightly
Quick entry, planned payments, reminders, clarity, and automatic encrypted sync help Wageso stay useful without becoming another chore.
Income tracking
Add salary, freelance, rental, recurring, or one-time income in seconds.
Spending tracking
Track rent, groceries, vacations, loan payments, credit card payments, and monthly purchases.
Foresight mode
See what your balance could look like after planned income and payments.
Spending clarity
Understand where money goes and what upcoming transactions can change.
Planned payments
Set up salary, rent, loan payments, credit card payments, installments, and other repeating transactions once.
Holidays
Move planned entries around holidays so cash-flow dates stay realistic.
Multiple currencies
Track money in multiple currencies with exchange-rate conversion.
Reminders
Set reminders for income, loan payments, credit card payments, installments, and expenses before they are due.
Fast & private
A private-by-design finance app for iPhone and Android with encrypted sync and a clean native feel.
No registration
Start tracking immediately without creating an account first.
Filters
Filter transactions by date, group, tag, currency, or type to find answers fast.
Dark & Light mode
Or system setting.
How Wageso works
A focused personal finance app for staying clear on spending, planned payments, portfolio value, and automatic encrypted sync.
Set up the money you already know is coming
Create quick entries, recurring rules, categories, tags, filters, and reminders. Wageso keeps monthly spending and planned payments organized without spreadsheet work.
Fast income and expense entry with groups, tags, filters, and recurring rules
Planned payment reminders for rent, loan payments, credit card payments, installments, and regular payments
Portfolio tracking alongside your monthly financial view Premium
Automatic encrypted sync across devices
Your spending, planned payments, and portfolio stay updated across iPhone and Android. Data syncs automatically and stays encrypted, so your financial picture is current without exposing it.
Fast updates across your mobile devices
Encrypted financial data by default
Available when your connection is unreliable
Private by design, not ad-driven
Wageso is built for private personal finance: no mandatory signup, no ads, and encrypted sync that keeps the focus on your money.
Your financial data stays private and encrypted
Start without creating an account
No ads means your financial data is not the product
Start with the money you track every day
Download Wageso to understand spending, stay ahead of planned payments, and keep your financial data private.
Free core, Premium optional
Start free. Upgrade when you need more.
Wageso keeps monthly tracking accessible while Premium unlocks deeper personal finance tools and keeps the app independent, ad-free, and aligned with users.
Free
For understanding spending and staying prepared for planned payments.
- Spending and income tracking
- Planned payments and reminders
- Categories, tags, and filters
- Private-by-design, ad-free core tracking
Premium
For a broader financial picture with advanced tools.
- Portfolio tracking
- Profit/Loss calculations
- Deeper forecasting
- Support an independent privacy-first app
No mandatory signup. No ads. Your financial data is not used for an ad model.
Loved by users worldwide
See what people are saying about their experience with Wageso
5.0·41 reviews
Alperen Kavgacı
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Mustafa Cavlak
An unrivaled app for budget tracking. Great work!
Necmettin
I was using an earlier version, and the app keeps getting better. Clean, practical, and easy to follow.
Mücahit BULBÜL
While using it for personal use, I involuntarily started thinking: Why are we still struggling with dozens of ERP modules and countless Excel spreadsheets at my company instead of such a simple, understandable and detailed program?
Ömür Bilgili
The interface is beautiful, everything is very clear and straightforward.
Cem Tatlı
I was already using Wageso before the mobile app. Quality continues to increase, good luck...
Samet Yiğit
The awaited Android app is here! 🥳
Oğuzhan
A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!
Andaç Güven
Very clean interface, beautiful and useful app. There are many thoughtfully designed features.
Enes Demirci
I've been using it for a long time and it's an app that really makes budget tracking easier. Adding income-expenses is fast, categories are understandable, and seeing the overall picture is very practical.
Muhammet Kul
A super app, unlike most of the confusing, ad-filled, mind-boggling apps on the market, it's a clean, simple and useful income-expense tracker.
M. Fatih Naziroglu
I can easily track my monthly income/expenses with a beautiful and simple interface. The design is quite beautiful and understandable, great work! 🙌🏻
leoakok
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
kmcelik
Fills a significant gap in the market. Great user experience.
Alperen Kavgacı
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Mustafa Cavlak
An unrivaled app for budget tracking. Great work!
Necmettin
I was using an earlier version, and the app keeps getting better. Clean, practical, and easy to follow.
Mücahit BULBÜL
While using it for personal use, I involuntarily started thinking: Why are we still struggling with dozens of ERP modules and countless Excel spreadsheets at my company instead of such a simple, understandable and detailed program?
Ömür Bilgili
The interface is beautiful, everything is very clear and straightforward.
Cem Tatlı
I was already using Wageso before the mobile app. Quality continues to increase, good luck...
Samet Yiğit
The awaited Android app is here! 🥳
Oğuzhan
A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!
Andaç Güven
Very clean interface, beautiful and useful app. There are many thoughtfully designed features.
Enes Demirci
I've been using it for a long time and it's an app that really makes budget tracking easier. Adding income-expenses is fast, categories are understandable, and seeing the overall picture is very practical.
Muhammet Kul
A super app, unlike most of the confusing, ad-filled, mind-boggling apps on the market, it's a clean, simple and useful income-expense tracker.
M. Fatih Naziroglu
I can easily track my monthly income/expenses with a beautiful and simple interface. The design is quite beautiful and understandable, great work! 🙌🏻
leoakok
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
kmcelik
Fills a significant gap in the market. Great user experience.
Alperen Kavgacı
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Mustafa Cavlak
An unrivaled app for budget tracking. Great work!
Necmettin
I was using an earlier version, and the app keeps getting better. Clean, practical, and easy to follow.
Mücahit BULBÜL
While using it for personal use, I involuntarily started thinking: Why are we still struggling with dozens of ERP modules and countless Excel spreadsheets at my company instead of such a simple, understandable and detailed program?
Ömür Bilgili
The interface is beautiful, everything is very clear and straightforward.
Cem Tatlı
I was already using Wageso before the mobile app. Quality continues to increase, good luck...
Samet Yiğit
The awaited Android app is here! 🥳
Oğuzhan
A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!
Andaç Güven
Very clean interface, beautiful and useful app. There are many thoughtfully designed features.
Enes Demirci
I've been using it for a long time and it's an app that really makes budget tracking easier. Adding income-expenses is fast, categories are understandable, and seeing the overall picture is very practical.
Muhammet Kul
A super app, unlike most of the confusing, ad-filled, mind-boggling apps on the market, it's a clean, simple and useful income-expense tracker.
M. Fatih Naziroglu
I can easily track my monthly income/expenses with a beautiful and simple interface. The design is quite beautiful and understandable, great work! 🙌🏻
leoakok
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
kmcelik
Fills a significant gap in the market. Great user experience.
Alperen Kavgacı
I've been using Wageso for a long time, and this is my first month on the Android app. It was exactly the app I needed. Great work! :)
Mustafa Cavlak
An unrivaled app for budget tracking. Great work!
Necmettin
I was using an earlier version, and the app keeps getting better. Clean, practical, and easy to follow.
Mücahit BULBÜL
While using it for personal use, I involuntarily started thinking: Why are we still struggling with dozens of ERP modules and countless Excel spreadsheets at my company instead of such a simple, understandable and detailed program?
Ömür Bilgili
The interface is beautiful, everything is very clear and straightforward.
Cem Tatlı
I was already using Wageso before the mobile app. Quality continues to increase, good luck...
Samet Yiğit
The awaited Android app is here! 🥳
Oğuzhan
A wonderful free, ad-free, problem-free income tracking app. I highly recommend it. Good luck!
Andaç Güven
Very clean interface, beautiful and useful app. There are many thoughtfully designed features.
Enes Demirci
I've been using it for a long time and it's an app that really makes budget tracking easier. Adding income-expenses is fast, categories are understandable, and seeing the overall picture is very practical.
Muhammet Kul
A super app, unlike most of the confusing, ad-filled, mind-boggling apps on the market, it's a clean, simple and useful income-expense tracker.
M. Fatih Naziroglu
I can easily track my monthly income/expenses with a beautiful and simple interface. The design is quite beautiful and understandable, great work! 🙌🏻
leoakok
Finally I found the app for tracking my financial statements. The app has a clear and simple ui. And the most interesting part is this app is completely free 🤯
kmcelik
Fills a significant gap in the market. Great user experience.
Yasin Emre Akpınar
Lean Design, clear and the perfect solution for my finance problem regarding organization. Everything anonymous and still free! Just get the app.
DROF4
Thanks to its user-friendly and non-tiring interface, I started regularly tracking my income and expenses. I think it will be perfect with other features.
Selam Ben Melih
Nearly flawless with its interface, security, and functionality. Completely free and ad-free, which is amazing. A developer and product open to improvement. No need to look for alternatives.
Yasin Bozkurt
The interface and ease of use speak for themselves.
Uğur Demirel
I really liked the interface. It's an app that looks simple but has many features. I haven't seen such a detailed app before.
Captainbergx
Absolutely wonderful and useful program. Thank you so much!
Kemal Ersin
There are many apps for income-expense tracking, but among those I've used, Wageso is the most polished and straightforward. Ad-free, free... What more could you ask for?
ugurkyurek
Using a natural native interface is great, the app works very well and is useful. I would like to support you by having in-app purchases. Good luck!
Çağrı Hoca
An app that's committed to filling an important gap in the market. Once assets, debts, etc. are added, you won't need any other finance tracking app.
MemetBey05
I'm eagerly waiting for the assets section.
Xero4734
I loved it so much, very useful and practical. Thank you!
heybarbaros
It exceeded my expectations. Especially its stable performance and user-friendliness are great. I recommend it to everyone.
yavuzselimy
The interface is very smooth and useful.
35shg48
An app with great usage and design.
Yasin Emre Akpınar
Lean Design, clear and the perfect solution for my finance problem regarding organization. Everything anonymous and still free! Just get the app.
DROF4
Thanks to its user-friendly and non-tiring interface, I started regularly tracking my income and expenses. I think it will be perfect with other features.
Selam Ben Melih
Nearly flawless with its interface, security, and functionality. Completely free and ad-free, which is amazing. A developer and product open to improvement. No need to look for alternatives.
Yasin Bozkurt
The interface and ease of use speak for themselves.
Uğur Demirel
I really liked the interface. It's an app that looks simple but has many features. I haven't seen such a detailed app before.
Captainbergx
Absolutely wonderful and useful program. Thank you so much!
Kemal Ersin
There are many apps for income-expense tracking, but among those I've used, Wageso is the most polished and straightforward. Ad-free, free... What more could you ask for?
ugurkyurek
Using a natural native interface is great, the app works very well and is useful. I would like to support you by having in-app purchases. Good luck!
Çağrı Hoca
An app that's committed to filling an important gap in the market. Once assets, debts, etc. are added, you won't need any other finance tracking app.
MemetBey05
I'm eagerly waiting for the assets section.
Xero4734
I loved it so much, very useful and practical. Thank you!
heybarbaros
It exceeded my expectations. Especially its stable performance and user-friendliness are great. I recommend it to everyone.
yavuzselimy
The interface is very smooth and useful.
35shg48
An app with great usage and design.
Yasin Emre Akpınar
Lean Design, clear and the perfect solution for my finance problem regarding organization. Everything anonymous and still free! Just get the app.
DROF4
Thanks to its user-friendly and non-tiring interface, I started regularly tracking my income and expenses. I think it will be perfect with other features.
Selam Ben Melih
Nearly flawless with its interface, security, and functionality. Completely free and ad-free, which is amazing. A developer and product open to improvement. No need to look for alternatives.
Yasin Bozkurt
The interface and ease of use speak for themselves.
Uğur Demirel
I really liked the interface. It's an app that looks simple but has many features. I haven't seen such a detailed app before.
Captainbergx
Absolutely wonderful and useful program. Thank you so much!
Kemal Ersin
There are many apps for income-expense tracking, but among those I've used, Wageso is the most polished and straightforward. Ad-free, free... What more could you ask for?
ugurkyurek
Using a natural native interface is great, the app works very well and is useful. I would like to support you by having in-app purchases. Good luck!
Çağrı Hoca
An app that's committed to filling an important gap in the market. Once assets, debts, etc. are added, you won't need any other finance tracking app.
MemetBey05
I'm eagerly waiting for the assets section.
Xero4734
I loved it so much, very useful and practical. Thank you!
heybarbaros
It exceeded my expectations. Especially its stable performance and user-friendliness are great. I recommend it to everyone.
yavuzselimy
The interface is very smooth and useful.
35shg48
An app with great usage and design.
Yasin Emre Akpınar
Lean Design, clear and the perfect solution for my finance problem regarding organization. Everything anonymous and still free! Just get the app.
DROF4
Thanks to its user-friendly and non-tiring interface, I started regularly tracking my income and expenses. I think it will be perfect with other features.
Selam Ben Melih
Nearly flawless with its interface, security, and functionality. Completely free and ad-free, which is amazing. A developer and product open to improvement. No need to look for alternatives.
Yasin Bozkurt
The interface and ease of use speak for themselves.
Uğur Demirel
I really liked the interface. It's an app that looks simple but has many features. I haven't seen such a detailed app before.
Captainbergx
Absolutely wonderful and useful program. Thank you so much!
Kemal Ersin
There are many apps for income-expense tracking, but among those I've used, Wageso is the most polished and straightforward. Ad-free, free... What more could you ask for?
ugurkyurek
Using a natural native interface is great, the app works very well and is useful. I would like to support you by having in-app purchases. Good luck!
Çağrı Hoca
An app that's committed to filling an important gap in the market. Once assets, debts, etc. are added, you won't need any other finance tracking app.
MemetBey05
I'm eagerly waiting for the assets section.
Xero4734
I loved it so much, very useful and practical. Thank you!
heybarbaros
It exceeded my expectations. Especially its stable performance and user-friendliness are great. I recommend it to everyone.
yavuzselimy
The interface is very smooth and useful.
35shg48
An app with great usage and design.
L0stat
The product is very successful :) It would be super if we could also add savings like gold, silver, and debt tracking features.
tarikaydinn
I've used dozens of apps but couldn't get as much value as this one. It's both minimal and functional.
bedirhanguvendi
Simple and very useful, it's good that it's open to development.
mssworkz
The best income-expense app I've used. Clean and easy.
Z3TinFlameS
The app is very useful, the interface is beautiful. Thanks to not collecting data, it can be used with peace of mind. Thank you.
iospanda
Nice work! It would be great if recurring transactions like rental income and predefined recurring expenses (electricity, water, insurance) were added.
hertakmaaskullaniliyor
For a long time, I couldn't bring myself to use an income-expense app, data entry felt like too much of a burden. Wageso is a very easy, understandable and effective app.
Ayhangad
I can say it's the best of all the finance management apps I've used in terms of both user experience and performance and features.
Hasan🛫
I've used many income-expense tracking programs and paid a lot of money, but I've never encountered such a clean, simple, understandable interface.
denizozturk
A very successful app, especially having an understandable interface despite high functionality makes the app very useful.
Kgultekin
It was the best among the income-expense tracking apps I've tried. Great work!
User54674
I love using this app, every interaction feels delightful. Can't wait for the assets module to launch! Great work!
Toroslar7
Nedim has never made a bad app anyway, and this is one of his quality applications.
L0stat
The product is very successful :) It would be super if we could also add savings like gold, silver, and debt tracking features.
tarikaydinn
I've used dozens of apps but couldn't get as much value as this one. It's both minimal and functional.
bedirhanguvendi
Simple and very useful, it's good that it's open to development.
mssworkz
The best income-expense app I've used. Clean and easy.
Z3TinFlameS
The app is very useful, the interface is beautiful. Thanks to not collecting data, it can be used with peace of mind. Thank you.
iospanda
Nice work! It would be great if recurring transactions like rental income and predefined recurring expenses (electricity, water, insurance) were added.
hertakmaaskullaniliyor
For a long time, I couldn't bring myself to use an income-expense app, data entry felt like too much of a burden. Wageso is a very easy, understandable and effective app.
Ayhangad
I can say it's the best of all the finance management apps I've used in terms of both user experience and performance and features.
Hasan🛫
I've used many income-expense tracking programs and paid a lot of money, but I've never encountered such a clean, simple, understandable interface.
denizozturk
A very successful app, especially having an understandable interface despite high functionality makes the app very useful.
Kgultekin
It was the best among the income-expense tracking apps I've tried. Great work!
User54674
I love using this app, every interaction feels delightful. Can't wait for the assets module to launch! Great work!
Toroslar7
Nedim has never made a bad app anyway, and this is one of his quality applications.
L0stat
The product is very successful :) It would be super if we could also add savings like gold, silver, and debt tracking features.
tarikaydinn
I've used dozens of apps but couldn't get as much value as this one. It's both minimal and functional.
bedirhanguvendi
Simple and very useful, it's good that it's open to development.
mssworkz
The best income-expense app I've used. Clean and easy.
Z3TinFlameS
The app is very useful, the interface is beautiful. Thanks to not collecting data, it can be used with peace of mind. Thank you.
iospanda
Nice work! It would be great if recurring transactions like rental income and predefined recurring expenses (electricity, water, insurance) were added.
hertakmaaskullaniliyor
For a long time, I couldn't bring myself to use an income-expense app, data entry felt like too much of a burden. Wageso is a very easy, understandable and effective app.
Ayhangad
I can say it's the best of all the finance management apps I've used in terms of both user experience and performance and features.
Hasan🛫
I've used many income-expense tracking programs and paid a lot of money, but I've never encountered such a clean, simple, understandable interface.
denizozturk
A very successful app, especially having an understandable interface despite high functionality makes the app very useful.
Kgultekin
It was the best among the income-expense tracking apps I've tried. Great work!
User54674
I love using this app, every interaction feels delightful. Can't wait for the assets module to launch! Great work!
Toroslar7
Nedim has never made a bad app anyway, and this is one of his quality applications.
L0stat
The product is very successful :) It would be super if we could also add savings like gold, silver, and debt tracking features.
tarikaydinn
I've used dozens of apps but couldn't get as much value as this one. It's both minimal and functional.
bedirhanguvendi
Simple and very useful, it's good that it's open to development.
mssworkz
The best income-expense app I've used. Clean and easy.
Z3TinFlameS
The app is very useful, the interface is beautiful. Thanks to not collecting data, it can be used with peace of mind. Thank you.
iospanda
Nice work! It would be great if recurring transactions like rental income and predefined recurring expenses (electricity, water, insurance) were added.
hertakmaaskullaniliyor
For a long time, I couldn't bring myself to use an income-expense app, data entry felt like too much of a burden. Wageso is a very easy, understandable and effective app.
Ayhangad
I can say it's the best of all the finance management apps I've used in terms of both user experience and performance and features.
Hasan🛫
I've used many income-expense tracking programs and paid a lot of money, but I've never encountered such a clean, simple, understandable interface.
denizozturk
A very successful app, especially having an understandable interface despite high functionality makes the app very useful.
Kgultekin
It was the best among the income-expense tracking apps I've tried. Great work!
User54674
I love using this app, every interaction feels delightful. Can't wait for the assets module to launch! Great work!
Toroslar7
Nedim has never made a bad app anyway, and this is one of his quality applications.
Transparency
Built independently, aligned with users
Wageso is built around a simple idea: your financial data should help you understand your money, not become the product.
I’m a solo developer in Türkiye building Wageso as the personal finance app I wanted to use: private by design, independent, ad-free, and calm enough to keep using.
- Jazz Tools. Wageso runs on Jazz Tools, an open-source platform for encrypted sync. Your data is encrypted before it reaches the relay server, so sync can stay automatic without exposing your actual financial information.
Check out Jazz Tools → - Expo. Wageso is built with Expo and React Native for iPhone and Android. You get a polished mobile app that feels native while staying true to privacy principles.
Visit Expo →
The technology choices are transparent and built on open-source foundations, helping Wageso stay independent, inspectable, and aligned with users.
Questions before you download
A clear look at privacy, Premium, and what Wageso can help you track today.
Built for calm, private personal finance.
Can I track my finances without connecting my bank?
YES!
Can I start without creating an account?
Absolutely!
Can my data sync across iPhone and Android securely?
Of course!
Can I use core features completely free?
YES!
Can I track my investments and portfolio?
Premium feature!
Can I use Wageso when I'm offline?
Yes, always!
Can I trust that my financial data stays private and encrypted?
100%!
Can I use multiple currencies?
YES!
Can I categorize my transactions with tags?
Absolutely!
Can I set up planned and recurring payments?
Of course!
Can I see clarity by category, account, and time period?
YES!
Can I use Wageso without seeing any ads?
Never ads!
Can I track both personal and business finances?
Both!
Can I get notifications for important transactions?
Of course!
Are financial goals and debt tracking part of the roadmap?
Planned next
Private by design • Free core • No ads
Download Wageso to see month-end more clearly
Track spending, planned payments, and portfolio value without signup pressure or spreadsheet work.
No signup required
Stay in control without turning money tracking into another chore.
Use Wageso for a clearer financial picture.
Want to see where your money goes? It's time for Wageso. Need planned payments before they surprise your balance? It's time for Wageso. Want portfolio tracking alongside your monthly financial view? It's time for Wageso. Want to track money without handing over your financial data? It's time for Wageso. Want automatic encrypted sync on iPhone and Android? It's time for Wageso. Need a private-by-design app with no ads? It's time for Wageso. Want free core tracking with Premium only when you need more? It's time for Wageso.
Track spending, plan upcoming payments, and keep your financial data private.
Available on iPhone and Android • Free core tracking • Automatic encrypted sync